/* ZEN FINANCIAL SERVICES — SHARED STYLES */
:root{--navy:#041735;--navy2:#0b2f5f;--gold:#c58b32;--gold2:#d9ae61;--cream:#f8f5ed;--white:#fff;--ink:#0b1930;--body:#344054;--muted:#687386;--line:#dfe4ea;--shadow:0 24px 70px rgba(4,23,53,.12);--ease:cubic-bezier(.2,.75,.25,1);--container:1320px}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:"DM Sans",sans-serif;color:var(--ink);line-height:1.65;overflow-x:hidden;font-size:16px}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}button{cursor:pointer}.container{width:min(var(--container),calc(100% - 56px));margin:auto}h1,h2,h3{font-family:"Playfair Display",serif;color:var(--navy)}h1{font-size:clamp(52px,6.2vw,90px);line-height:.99;letter-spacing:-.045em}h2{font-size:clamp(38px,4.2vw,62px);line-height:1.05;letter-spacing:-.035em}p{color:var(--body)}section{padding:4rem 0rem;}.section-head{max-width:820px;margin-bottom:52px}.kicker{display:inline-flex;gap:9px;align-items:center;color:var(--gold);font-size:11px;font-weight:900;letter-spacing:.18em;text-transform:uppercase}.kicker:before{content:"";width:30px;height:3px;border-radius:9px;background:currentColor}.section-head p{margin-top:17px;max-width:680px;color:var(--muted);font-size:17px}
.btn{min-height:49px;padding:13px 21px;border-radius:11px;border:1px solid transparent;display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:13px;font-weight:800;transition:.3s var(--ease)}.btn:hover{transform:translateY(-3px)}.primary{background:var(--navy);color:#fff;box-shadow:0 12px 30px rgba(4,23,53,.18)}.gold{background:var(--gold);color:#fff}.outline{background:transparent;border-color:var(--navy);color:var(--navy)}.white{background:#fff;color:var(--navy)}
.site-header{position:fixed;inset:0 0 auto;z-index:1000;transition:.35s var(--ease)}.site-header.scrolled{background:rgba(255,255,255,.95);backdrop-filter:blur(18px);box-shadow:0 8px 35px rgba(4,23,53,.09)}.nav{height:88px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:10px}.brand-logo{width:58px;height:58px;object-fit:contain}.brand-fallback{width:44px;height:44px;border:2px solid var(--gold);border-radius:50%;display:none;place-items:center;color:var(--gold);font:700 22px "Playfair Display"}.brand-text{font-weight:900;letter-spacing:.08em;color:var(--navy);line-height:1}.brand-text small{display:block;margin-top:4px;color:var(--muted);font:700 8px "DM Sans";letter-spacing:.17em}.nav-links{display:flex;justify-content:center;gap:clamp(15px,2vw,30px);flex:1;font-size:14px;font-weight:800;color:#26364f}.nav-links a{position:relative;white-space:nowrap}.nav-links a:after{content:"";position:absolute;left:0;bottom:-8px;width:0;height:2px;background:var(--gold);transition:.3s}.nav-links a:hover:after,.nav-links a.active:after{width:100%}.menu{display:none;border:0;background:none;font-size:28px;color:var(--navy)}
.hero{min-height:780px;padding:150px 0 100px;display:flex;align-items:center;position:relative;overflow:hidden;background:linear-gradient(90deg,#fff 0%,#fff 37%,rgba(255,255,255,.9) 58%,rgba(255,255,255,.15)),url("../assets/images/hero-finance.jpg") 70% center/cover no-repeat}.hero:before,.inner-hero:after{content:"";position:absolute;width:560px;height:560px;border:1px solid rgba(197,139,50,.23);border-radius:50%;right:-170px;top:110px;animation:float 9s ease-in-out infinite}.hero:after{content:"";position:absolute;width:9px;height:9px;border-radius:50%;background:var(--gold);right:24%;top:31%;box-shadow:0 0 0 9px rgba(197,139,50,.12),0 0 35px rgba(197,139,50,.45);animation:dot 4s ease-in-out infinite}.hero-content,.inner-hero-content{position:relative;z-index:2;max-width:800px}.hero h1,.inner-hero h1{margin-top:16px}.hero h1 span,.inner-hero h1 span{color:var(--gold)}.hero-copy,.inner-hero p{max-width:680px;margin:24px 0 30px;font-size:18px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.hero-note{margin-top:20px;color:var(--muted);font-size:12px;font-weight:700}
.trust{margin-top:0;padding:0 0 80px;position:relative;z-index:4}.trust-grid{display:grid;grid-template-columns:repeat(6,1fr);border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--shadow);overflow:hidden}.metric{min-height:145px;padding:24px 15px;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center;border-right:1px solid var(--line)}.metric:last-child{border:0}.metric-icon,.iconbox{width:50px;height:50px;display:grid;place-items:center;border-radius:15px;background:#f3e5c9;color:var(--gold);font-size:22px;font-weight:900}.metric-number{font:700 28px "Playfair Display";color:var(--navy);margin-top:8px}.metric-label{font-size:11px;color:var(--muted);font-weight:800}
.philosophy{background:var(--cream)}.steps{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.step{padding:35px 24px;border-right:1px solid var(--line);transition:.3s}.step:last-child{border:0}.step:hover{background:#fff;transform:translateY(-4px)}.step-number{margin-top:18px;color:var(--gold);font-size:11px;font-weight:900;letter-spacing:.15em}.step h3{margin-top:7px;font:900 18px "DM Sans"}.step p{margin-top:8px;color:var(--muted);font-size:13px}
.service-grid,.detail-grid,.values-grid,.resource-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.service,.card,.detail,.value,.resource{padding:32px;border:1px solid var(--line);border-radius:22px;background:#fff;transition:.35s var(--ease)}.service:hover,.card:hover,.detail:hover,.value:hover,.resource:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:#d7c69f}.service h3,.card h3,.detail h3,.value h3,.resource h3{margin-top:18px;font:900 20px "DM Sans"}.service ul,.detail ul{margin-top:15px;display:grid;gap:8px}.service li,.detail li{font-size:13px;color:var(--muted)}.service li:before,.detail li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:8px}.learn{display:inline-flex;margin-top:18px;color:var(--navy);font-size:12px;font-weight:900}
.audience-grid{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.audience{padding:40px 20px;text-align:center;border-right:1px solid var(--line);transition:.3s}.audience:last-child{border:0}.audience:hover{background:var(--cream);transform:translateY(-4px)}.audience h3{font:900 15px "DM Sans"}.audience p{margin-top:7px;font-size:12px;color:var(--muted)}
.dark{background:var(--navy);color:#fff}.dark h2{color:#fff}.dark .kicker{color:#f2e4c9}.why-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:25px}.why{text-align:center}.why-icon{width:64px;height:64px;margin:auto auto 17px;display:grid;place-items:center;border:1px solid rgba(240,223,189,.5);border-radius:50%;color:#f2e4c9;font-size:25px}.why h3{font:900 16px "DM Sans";color:#fff}.why p{margin-top:8px;color:#c3ccda;font-size:13px}
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.testimonial{padding:34px;border:1px solid var(--line);border-radius:20px;background:#fff;transition:.35s}.testimonial:hover{transform:translateY(-6px);box-shadow:var(--shadow)}.stars{color:var(--gold);letter-spacing:3px}.quote{margin:20px 0 27px;font-size:15px;line-height:1.75}.person{display:flex;gap:12px;align-items:center}.person-photo{width:46px;height:46px;border-radius:50%;background:#e5e8ed url("../assets/images/testimonial-placeholder.jpg") center/cover}.person strong{font-size:13px}.person span{display:block;color:var(--muted);font-size:11px}
.tools{background:var(--cream)}.tools-layout{display:grid;grid-template-columns:1fr;gap:80px}.tool-list{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:25px}.tool{padding:20px 8px;border:1px solid var(--line);border-radius:13px;background:#fff;text-align:center}.tool span{font-size:11px;color:var(--muted);font-weight:800}.insights{display:grid;gap:16px;margin-top:24px}.insight{display:flex;gap:15px;padding-bottom:16px;border-bottom:1px solid #dedbd3}.thumb{width:92px;height:68px;flex:0 0 auto;border-radius:10px;background:#ddd url("../assets/images/blog-placeholder.jpg") center/cover}.insight h3{font:900 14px "DM Sans"}.insight span{display:block;color:var(--muted);font-size:11px}
.inner-hero{min-height:560px;padding:155px 0 90px;display:flex;align-items:end;background:var(--cream);position:relative;overflow:hidden}.inner-hero:after{width:460px;height:460px;right:-140px;top:80px}.inner-hero p{margin-top:22px}
.story-grid,.founder-grid,.commitment-grid,.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.lead{margin-bottom:20px;color:var(--navy);font:500 clamp(24px,2.4vw,34px)/1.25 "Playfair Display"}.story-copy p+p,.founder-copy p+p{margin-top:15px}.story-panel{padding:38px;border-radius:24px;background:var(--navy);color:#fff;box-shadow:var(--shadow)}.story-panel h3{color:#fff;font-size:34px}.story-panel p{margin-top:15px;color:#c3ccda;font-size:14px}.story-list{margin-top:26px;padding-top:20px;border-top:1px solid rgba(255,255,255,.15);display:grid;gap:12px;color:#e1e6ee;font-size:13px}.story-list strong{color:var(--gold);margin-right:10px}.founder{background:var(--cream)}.founder-card{min-height:570px;border-radius:28px;position:relative;overflow:hidden;background:linear-gradient(180deg,rgba(4,23,53,.05),rgba(4,23,53,.78)),url("../assets/images/founder.jpg") center/cover no-repeat,var(--navy);box-shadow:var(--shadow)}.founder-badge{position:absolute;left:28px;right:28px;bottom:28px;padding:20px;border:1px solid rgba(255,255,255,.18);border-radius:16px;background:rgba(4,23,53,.78);color:#fff;backdrop-filter:blur(10px)}.founder-badge span{display:block;color:#f2e4c9;font-size:10px;letter-spacing:.15em;text-transform:uppercase;font-weight:900}.founder-badge strong{display:block;font:600 28px "Playfair Display"}.highlight{margin:18px 0;padding:15px 18px;border-left:3px solid var(--gold);background:#f2e4c9;color:var(--navy);font:600 20px/1.35 "Playfair Display"}.experience-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}.experience{padding:20px;border:1px solid var(--line);border-radius:15px;background:#fff}.experience strong{display:block;color:var(--gold);font:600 31px "Playfair Display"}.experience span{display:block;color:var(--muted);font-size:11px}.values{background:#fff}.value h3{font-size:19px}.value p{margin-top:9px;color:var(--muted);font-size:14px}.vm{background:var(--navy)}.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.vm-card{padding:44px;border:1px solid rgba(255,255,255,.14);border-radius:22px;background:rgba(255,255,255,.035)}.vm-number{color:#f2e4c9;font-size:11px;letter-spacing:.18em;font-weight:900}.vm-card h2{margin-top:12px;color:#fff}.vm-card p{margin-top:17px;color:#c3ccda;font-size:15px}
.reason-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.reason{min-height:260px;padding:34px;border:1px solid var(--line);border-radius:22px;background:#fff;position:relative;transition:.35s}.reason:hover{transform:translateY(-7px);box-shadow:var(--shadow)}.reason-number{color:var(--gold);font:700 22px "Playfair Display"}.reason-icon{position:absolute;right:28px;top:28px;width:58px;height:58px;border-radius:16px;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:24px}.reason h3{margin:42px 70px 9px 0;font:900 21px "DM Sans"}.reason p{color:var(--muted);font-size:14px}.commitment{background:var(--navy)}.commitment h2{color:#fff}.commitment p{margin-top:18px;color:#c5cedb}.stats-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.stat-card{padding:28px;border:1px solid rgba(255,255,255,.14);border-radius:18px;background:rgba(255,255,255,.035)}.stat-card strong{display:block;color:var(--gold2);font:600 38px "Playfair Display"}.stat-card span{color:#b9c4d2;font-size:12px}
.resource{padding:0;overflow:hidden}.resource-img{height:190px;background:center/cover no-repeat url("../assets/images/blog-placeholder.jpg")}.resource-body{padding:25px}.resource-meta{color:var(--gold);font-size:10px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.resource-body h3{margin-top:10px}.resource-body p{margin-top:9px;color:var(--muted);font-size:13px}.detail-grid{grid-template-columns:1fr 1fr}.detail h3{font-size:23px}.detail p{margin-top:10px;color:var(--muted)}
.contact-info h2{margin-top:14px}.contact-info>p{margin-top:18px}.contact-list{margin-top:28px;display:grid;gap:15px}.contact-item{display:flex;gap:14px}.contact-icon{width:45px;height:45px;flex:0 0 auto;border-radius:13px;background:#f2e4c9;color:var(--gold);display:grid;place-items:center}.contact-item strong{display:block;font-size:13px}.contact-item span{display:block;color:var(--muted);font-size:13px}.contact-form{padding:35px;border:1px solid var(--line);border-radius:22px;box-shadow:0 10px 35px rgba(4,23,53,.07)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-top:25px}.form-group{display:grid;gap:7px}.full{grid-column:1/-1}.form-group label{font-size:12px;font-weight:800}.form-group input,.form-group select,.form-group textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:12px 13px;outline:none}.form-group textarea{min-height:130px;resize:vertical}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(197,139,50,.12)}.status{display:none;color:#2f7d5c;font-size:12px}
.cta{padding:45px 0 85px}.cta-box{padding:clamp(38px,4.7vw,64px);border-radius:24px;display:flex;align-items:center;justify-content:space-between;gap:40px;overflow:hidden;position:relative;background:linear-gradient(110deg,var(--navy),#0b2e5f);box-shadow:0 25px 70px rgba(4,23,53,.18)}.cta-box h2{color:#fff}.cta-box p{margin-top:9px;color:#c3ccda;font-size:14px}.cta-actions{display:flex;gap:12px;position:relative;z-index:2}.footer{padding:45px 0 28px;border-top:1px solid var(--line)}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:42px}.footer h4{font-size:13px;margin-bottom:13px}.footer p,.footer a{font-size:12px;color:var(--muted)}.footer a{display:block;margin:7px 0}.footer-desc{max-width:310px;margin-top:14px}.bottom{margin-top:35px;padding-top:18px;border-top:1px solid var(--line);display:flex;justify-content:space-between;color:var(--muted);font-size:10px}
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s var(--ease),transform .8s var(--ease)}.reveal.visible{opacity:1;transform:none}.d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}.d4{transition-delay:.32s}@keyframes float{50%{transform:translateY(-18px) rotate(5deg)}}@keyframes dot{50%{transform:translate(14px,20px)}}
@media(min-width:1800px){:root{--container:1480px}.nav{height:100px}.hero{min-height:880px}h1{font-size:96px}section{padding-top:155px;padding-bottom:155px}}
@media(min-width:768px) and (max-width:1023px){.container{width:calc(100% - 48px)}.nav{height:76px}.nav-links{display:none;position:absolute;top:72px;left:24px;right:24px;flex-direction:column;align-items:flex-start;padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}.nav-links.open{display:flex}.menu{display:block}.nav>.primary{display:none}.trust-grid{grid-template-columns:repeat(3,1fr)}.metric:nth-child(3n){border-right:0}.metric:nth-child(n+4){border-top:1px solid var(--line)}.steps{grid-template-columns:1fr 1fr}.step:nth-child(2n){border-right:0}.step:nth-child(n+3){border-top:1px solid var(--line)}.service-grid,.values-grid,.reason-grid,.detail-grid{grid-template-columns:1fr 1fr}.service:last-child,.values-grid .value:last-child,.reason:last-child{grid-column:1/-1}.audience-grid{grid-template-columns:repeat(3,1fr)}.audience:nth-child(3n){border-right:0}.audience:nth-child(n+4){border-top:1px solid var(--line)}.why-grid{grid-template-columns:repeat(3,1fr)}.testimonials{grid-template-columns:1fr 1fr}.testimonial:last-child{grid-column:1/-1}.tools-layout,.story-grid,.founder-grid,.commitment-grid,.contact-grid{grid-template-columns:1fr;gap:45px}.tool-list{grid-template-columns:repeat(5,1fr)}.vm-grid,.resource-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}.cta-box{flex-direction:column;align-items:flex-start}}
@media(max-width:767px){.container{width:calc(100% - 32px)}.nav{height:72px}.brand-logo{width:48px;height:48px}.nav-links{display:none}.nav-links.open{display:flex;position:fixed;top:72px;left:16px;right:16px;flex-direction:column;align-items:flex-start;padding:23px;gap:17px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}.menu{display:block}.nav>.primary{display:none}h1{font-size:clamp(42px,12vw,58px)}h2{font-size:clamp(36px,10vw,48px)}section{padding:78px 0}.hero{min-height:710px;padding:120px 0 75px;align-items:end;background:linear-gradient(180deg,rgba(255,255,255,.1),rgba(255,255,255,.73) 46%,#fff 82%),url("../assets/images/hero-finance.jpg") 67% 20%/cover no-repeat}.hero:before{width:280px;height:280px;right:-140px;top:105px}.hero-copy,.inner-hero p{font-size:15px}.hero-actions{display:grid;grid-template-columns:1fr}.hero-actions .btn{width:100%}.trust{margin-top:-30px;padding-bottom:45px}.trust-grid{grid-template-columns:1fr 1fr}.metric{min-height:125px;padding:20px 8px}.metric:nth-child(2n){border-right:0}.metric:nth-child(n+3){border-top:1px solid var(--line)}.steps,.service-grid,.values-grid,.reason-grid,.detail-grid,.resource-grid,.audience-grid,.why-grid,.testimonials,.tools-layout,.story-grid,.founder-grid,.commitment-grid,.contact-grid,.vm-grid{grid-template-columns:1fr}.step{border-right:0;border-bottom:1px solid var(--line)}.step:last-child{border-bottom:0}.audience{border-right:0;border-bottom:1px solid var(--line)}.audience:last-child{border-bottom:0}.tool-list{grid-template-columns:repeat(3,1fr)}.inner-hero{min-height:560px;padding:125px 0 75px}.inner-hero:after{width:280px;height:280px;right:-140px}.founder-card{min-height:430px}.experience-row{grid-template-columns:1fr}.experience:last-child{grid-column:auto}.stats-grid{gap:10px}.stat-card{padding:22px}.form-grid{grid-template-columns:1fr}.full{grid-column:auto}.contact-form{padding:25px}.cta{padding:25px 0 55px}.cta-box{flex-direction:column;align-items:flex-start;padding:32px 24px}.cta-actions{width:100%;flex-direction:column}.cta-actions .btn{width:100%}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 18px}.footer-grid>div:first-child{grid-column:1/-1}.bottom{flex-direction:column;gap:8px}}
@media(max-width:480px){.container{width:calc(100% - 28px)}}@media(max-width:374px){.container{width:calc(100% - 24px)}h1{font-size:41px}.footer-grid{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.reveal{opacity:1;transform:none}} .person-photo img { width:100%;height:100%;object-fit: cover;border-radius: 50%;}

/* --- Added for the SIP calculator and loan service cards --- */
.sip-section{background:linear-gradient(135deg,#fff 0%,#f8f5ed 100%)}
.sip-layout{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:stretch}
.sip-card,.sip-result{border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 18px 55px rgba(4,23,53,.08)}
.sip-card{padding:clamp(24px,3vw,40px)}
.sip-form{display:grid;gap:20px;margin-top:26px}
.sip-field{display:grid;gap:9px}
.sip-field-row{display:flex;align-items:center;justify-content:space-between;gap:14px}
.sip-field label{font-size:13px;font-weight:800;color:var(--navy)}
.sip-value{min-width:120px;text-align:right;font-weight:900;color:var(--gold);font-size:14px}
.sip-field input[type=range]{width:100%;accent-color:var(--gold);cursor:pointer}
.sip-field input[type=number]{width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:10px;outline:none}
.sip-field input[type=number]:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(197,139,50,.12)}
.sip-help{font-size:11px;color:var(--muted)}
.sip-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:4px}
.sip-result{padding:clamp(24px,3vw,40px);background:var(--navy);color:#fff;position:relative;overflow:hidden}
.sip-result:after{content:"";position:absolute;width:260px;height:260px;border:1px solid rgba(240,223,189,.18);border-radius:50%;right:-120px;top:-120px;animation:float 8s ease-in-out infinite}
.sip-result h3{color:#fff;font:800 22px "DM Sans"}
.sip-result-sub{margin-top:7px;color:#bfc9d7;font-size:13px}
.sip-total{margin-top:30px;padding:22px;border-radius:18px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);position:relative;z-index:1}
.sip-total span{display:block;color:#bfc9d7;font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:900}
.sip-total strong{display:block;margin-top:4px;color:#f2e4c9;font:600 clamp(34px,4vw,50px) "Playfair Display"}
.sip-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px;position:relative;z-index:1}
.sip-stat{padding:17px;border:1px solid rgba(255,255,255,.12);border-radius:14px;background:rgba(255,255,255,.04)}
.sip-stat span{display:block;color:#bfc9d7;font-size:10px}
.sip-stat strong{display:block;margin-top:5px;color:#fff;font-size:16px}
.sip-disclaimer{margin-top:18px;color:#9facbd;font-size:10px;line-height:1.6;position:relative;z-index:1}
.loan-tag{display:inline-flex;margin-top:12px;padding:5px 9px;border-radius:999px;background:#f3e5c9;color:var(--gold);font-size:10px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.loan-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:22px}
.loan-card{padding:28px;border:1px solid var(--line);border-radius:20px;background:#fff;transition:.35s var(--ease)}
.loan-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#d7c69f}
.loan-card h3{margin-top:16px;font:900 20px "DM Sans"}
.loan-card p{margin-top:9px;color:var(--muted);font-size:13px}
.loan-card ul{margin-top:15px;display:grid;gap:7px}
.loan-card li{font-size:12px;color:var(--muted)}
.loan-card li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:8px}
@media(max-width:767px){.sip-layout,.loan-grid{grid-template-columns:1fr}.sip-breakdown{grid-template-columns:1fr 1fr}.sip-actions .btn{width:100%}}
@media(max-width:374px){.sip-breakdown{grid-template-columns:1fr}}

/* --- Founder & industry connection photos --- */
.industry-connections{background:#fff}
.industry-gallery{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:28px}
.industry-photo{margin:0;overflow:hidden;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:var(--shadow)}
.industry-photo img{display:block;width:100%;height:520px;object-fit:contain;background:#f7f7f7;transition:transform .5s var(--ease)}
.industry-photo:hover img{transform:scale(1.025)}
.industry-photo figcaption{padding:15px 18px;color:var(--muted);font-size:12px;font-weight:700; text-align: center;}
@media(max-width:767px){.industry-gallery{grid-template-columns:1fr}.industry-photo img{height:auto;max-height:620px;object-fit:contain}}